Dec 18 2006
A Friendly Reminder
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Christmas gifts do not always have to be about getting the latest, best, or most expensive item you can find.
If you have finance problems be conservative in your gift giving. Over extending yourself at holiday time can only hurt you more trying to make payment for the whole rest of the year.
People will understand and sometimes you can give something that a person really wants and/or needs that is inexpensive.
fix my credit…
Although you might think you only need to fix your credit report by talking to Equifax or one of the bureaus, you’ ll have the best luck if you also contact the creditor. Generally, you’ ll want to speak to the billing department because they are the o…